Our House - Moneyhouse US

A Brief History

Moneyhouse is a family-owned company that traces its roots to a single mortgage bank founded in 1997 in Cayey, Puerto Rico. Today, Moneyhouse operates eight branches in the US territory of Puerto Rico, one branch in Oklahoma, and another in Orlando, Florida.

Moneyhouse focuses on providing distinguished, personalized service to each and every one of our clients. We are always sensitive to financial decisions that will impact you and those you love. Moneyhouse is also one of the most highly decorated mortgage banks in the US Territory of Puerto Rico, so you can rest assured that you’re dealing with a trusted team of people who handle every loan with honesty and integrity.

Our mission is simple: Help seniors and their families continue to live safely and financially secure in their homes through the benefits of a reverse mortgage.

Our Commitment

First and foremost, we want you to know that Moneyhouse is a family-owned company. Why is that important? Simple: Because we are a family, we understand the sensitivity that comes with making big family decisions — like a reverse mortgage. We do not answer to investors; we answer to our customers. Our commitment is to you and your family. We focus on providing distinguished, personalized service to each and every one of our clients.

Your Team

Over the past 15 years, we have developed a strong reputation with our customers and our partners. We have a dedicated team in the United States mainland and in the US territory of Puerto Rico. Our commitment is to help you make the best decision possible for you, your family and your financial future through a reverse mortgage. Our family is your team.

Angel Vázquez Senior Vice President — US Retail Expansion


Angel Vázquez has more than 25 years of experience in mortgage banking. Prior to his role as Senior Vice President at Moneyhouse, he served as the company’s Vice President of Marketing and New Business Development. His tenure in the industry also includes the role of President of HF Mortgage Bankers where Angel supervised a team of more than 300 employees. Angel has also served as past president in other banks where he collectively oversaw Marketing, Advertising, Loan Processing, Underwriting and Closing departments. Today, Angel leads the charge for Moneyhouse's US Retail expansion in the US Mainland.

Ralph Rosynek SVP — Head of US Wholesale and Correspondent Lending


Ralph Rosynek has over 30 years of industry experience. Ralph joins Moneyhouse from Reverse Mortgage Solutions (“RMS”) in Spring, Texas where he served from 2011 through 2014 as a National Director Corporate Marketing and Communications and previously served as RMS’ SVP for the National Wholesale and Correspondent Channels as Production Director. Ralph also served as the President and CEO of First Reverse Financial Services, LLC from 2006 to 2010 and has served both the forward and reverse mortgage industry and trade associations in many volunteer leadership roles. His public relations education from Southern Illinois University and subsequent mortgage banking education and experience in addition to being a seasoned HUD HECM Direct Endorsement Underwriter has resulted in a broad range of skills and knowledge to launch a multi-level product platform for Moneyhouse.

Bud Curley SVP — US


Bud Curley joined Moneyhouse as SVP for US Expansion. Mr. Curley formerly served Urban Financial of America as Director of Finance and CFO. Mr. Curley’s background also includes serving as the CFO for Williams & Williams, a national real estate auction firm and as CFO for a software firm operating in Australia and the United Kingdom. He also served for seven years as CFO and SVP for the Pernix Group, a multinational construction and real estate firm based in Chicago with operations throughout the Pacific basin, Middle East and Near East. At Pernix, Curley worked with the U.S. State Department to build and operate broadcast stations in Asia and the Middle East for the Voice of America. Prior to that position, he served for seven years as CFO and EVP for a national bank holding company. Mr. Curley has served on the board of directors for both public and privately held companies.


Proof of Performance

Not that we’re bragging, but we know that you have a choice in who assists with your reverse mortgage. So here are just a few things the reverse mortgage industry has said about us:

2013 winner of prestigious “Banking Institution of Year” award for three years in a row by the Puerto Rico Association of Realtors

#1 Reverse Mortgage lender in Puerto Rico - over 4,000 loans closed.

#15 in United States in reverse mortgage endorsements (2012-2015)

2012 “One to Watch” nominee by Reverse Mortgage Daily

2011 Best Retail Brand nominee by Reverse Mortgage Daily

2011 winner of prestigious “Banking Institution of Year” award by the Puerto Rico Association of Realtors


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